Last updated: October 2026
RepayWise offers a free repayment-plan quiz and a paid digital product, the $39 Student Loan Survival Kit. Both provide general educational information about federal student loan repayment options, in plain English.
The Survival Kit is a one-time $39 payment processed securely through Payhip (which handles card processing via Stripe or PayPal). After payment you receive download access. Your payment details are handled by the payment processor; we never see or store your card number.
The Survival Kit is a digital product delivered instantly. If you have any problem with your purchase or download, email us at help@doogex.com and we will make it right.
Nothing on this site or in the Survival Kit is financial advice. Student loan decisions depend on your balance, income, career plans, and many other factors — consult a qualified professional about your specific situation.
Student loan programs, repayment plans, and Department of Education rules change over time. We work to keep our information current as of the date shown on each page, but rules can change. Always verify current program terms at StudentAid.gov or with your loan servicer before acting.
You may use the free quiz for your own personal, non-commercial purposes. The site's content — including the Survival Kit materials — is our intellectual property. Please don't copy, resell, or redistribute it.
To the fullest extent permitted by law, RepayWise is not liable for any damages arising from your use of this site or the Survival Kit. The most we could owe you is the amount you paid us.
Questions about these terms? Email help@doogex.com.